Loan Application Process

Thank you for your interest in applying for financing with Riviera Financial using our secure and encrypted portal.

To begin the application process:

1.) Apply Online, or download, print and complete the Loan Application PDF (You will be asked to upload this form below).

2.) Please download the Borrower Authorization PDF Form ((you will need to sign and upload below).

3.) Please complete the form below and upload all financial documents required for the loan process.

4.) Once you have completed the form, remember to check the “I Accept” checkbox, verify the reCAPTCHA and press the SUBMIT button to submit the form. Please wait until you have received a confirmation below the form with a success message before exiting the page.

REMEMBER: We need all pages of all documents without any redactions.

CONTACT US: If you need assistance, please contact us.

Borrower Information

Name

First

Last

Email

Phone Number

Property Address

Property Address

Address Line 1

City

State

Zip Code

Loan Information

Loan Amount

Value / Sales Price

Transaction Details

Type of Transaction

Property Type

Property Type

All Files

To Upload Files: Drag files from your computer one by one onto into the empty space for each form and release.

Or, select the “Browse Files” and you can upload multiple files at once. Files that are successfully uploaded will show a green progress bar.

Signed Loan Application

Signed Loan Application

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Borrower Authorization Form

Borrower Authorization Form

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Copy of Driver’s License

Drivers License

Drag & Drop Files, Choose Files to Upload You can upload up to 3 files.

Salaried Applicants

Complete Paystubs

Complete Paystubs

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

2022 W2’S

2022 W2'S

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

2023 W2’S

2023 W2'S

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

2022 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2022 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

2023 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2023 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Self Employed Applicants

2022 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2022 SIGNED FED TAX RETURN (ALL PAGES)

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

2023 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2023 Signed Federal Tax Return with All Schedules/Pages (All Pages)

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Miscellaneous Documents

COPIES OF K1’S (2022)

K1 Documents (2022)

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

COPIES OF K1’S (2023)

K1 Documents (2023)

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Assets

CHECKING/SAVINGS

Copies Of Bank Statements For Past 2 Months (All Pages)

Checkings/Savings Statements for Past 2 Months (All Pages)

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

GIFT FROM FAMILY

Gift Letters From Donor & Verification Of Source (Bank Statements)

Gift Letters From Donor & Verification Of Source (Bank Statements)

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

STOCK BROKERAGE OR MONEY MARKET STATEMENTS

Statements From The Past 2 Months (All Pages)

Stock Brokerage or Money Market Statements

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

RETIREMENT ACCOUNTS

Past 2 Months Or 1 Quarter (All Pages)

Retirement Accounts

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Property Documentation

HOMEOWNERS INSURANCE POLICY – DECLARATIONS PAGE

Annual Premium, For All Properties Owned

Homeowners Insurance Policy – Declarations Page

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

COPY OF NOTE FOR 2ND

(If Subordinating Current 2nd Trust Deed)

Copy of Note For 2nd – if Subordinating Current 2nd Trust Deed

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

HOA CONTACT INFORMATION

In Order To Obtain Certificate, Insurance & Budget

HOA Contact Information – In Order To Obtain Certificate, Insurance & Budget

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

MORTGAGE STATEMENTS

Copies Of Current Mortgage Statements For All Properties Owned

Mortgage Statements

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

COPY OF TRUST AND/OR TRUST CERTIFICATE

Copies Of All Trust Documents And Trust Certificates

All Trust Documents and Trust Certificates

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

LEASE AGREEMENTS

Copies Of Lease Agreements For All Rental Properties Owned

Lease Agreements

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Agreement to Terms

Do not make any significant financial purchases during the loan process.

A final credit check will be performed prior to close; there cannot be adverse items at this time. No credit purchases – borrower cannot obtain any new debt previously undisclosed.

Please do not make any changes in employment if possible. Additionally, pleaase do not make any movement of assets during the loan process.

Signature & Consent

Please sign below

Clear Signature

Checkboxes

Agree to Terms